After doing this, Debt Free Destiny will forward your information immediately to a BBB-accredited debt consolidation company for a free consultation about the services they offer. Thankfully Debt Free Destiny is here to help. Worse yet, when you turn to your creditors for help, even if your problems stems from a situation beyond your control such as divorce, medical issues, loss of income, or any other financial hardship it is of little non profit debt relief concern to them. Unfortunately, this is the position that the banks want you to be in because thats when they make the most money. The problem with credit card debt is once youre buried, its difficult to ever regain your financial freedom.